Far from Wall Street.
Down on Broad Street.

Chattanooga's FIRST Federal Credit Union

Credit Union Serving the
Local Community in Chattanooga, TN

Chattanooga First Federal Credit Union (CFFCU) has a long history of serving the local community.
Since 1961, we’ve created a unique banking solution where being a member of CFFCU has made a big difference in people’s lives. As a member of CFFCU you’ll be a owner of the credit union, along with the other members.

We don’t answer to Wall Street. We all answer to each other. Together, we’ve built a modern alternative to traditional banks, one where we’ve created banking products and services tailored to the Chattanooga, TN community.
We invite you to learn more about CFFCU membership and its benefits. For more details, call (423) 267-7621

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Be part of a different type of banking!

YOU’RE A MEMBER, NOT A NUMBER.
Trusted Business

Our staff here are all members because we prioritize our customers by being trustworthy & reliable.

Local Service

Our decisions are made locally because we don’t answer to outside corporate management.

Friendly Staff

Come in and see how you could benefit from being a part of the CFFCU Community on Broad Street.

Convenient Location

We offer excellent service at a great location with ample parking, to make things easy for our customers!

Repossessed Vehicles
For Sale

Follow our CFFCU Repossessed Vehicles For Sale Facebook Page for bargains on Vehicles, Campers, Boats & more!

Give us a call at (423) 267-7621 during business hours or drive by 3120 Broad Street, Chattanooga, TN 37408 any time night or day, seven days a week to see our current selection of repossessed vehicles for sale.

We Love Our Clients

Andrew A.
Andrew A.
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As a newer member of CFFCU I have been very happy with the level of service I have received, and I am about to work on a mortgage through them as well. Getting to know their staff has been enjoyable; it's clear that they are a true members first organization. Being smaller does allow them to know you better and therefore be able help you in a more personal way. They are missing some of the mobile banking that I have been able to do with larger banks in the past, though after talking to them about this I know they are trying to move more extensive services into place as quickly as possible. I really like the low loan rates and high interest rates that I can receive here, too.
Jamie H.
Jamie H.
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I opened a savings account here, and I wanted it separated from my bank, because if I have spare money, I'll spend it! Terri sat with me and went over my credit with me and helped guide me on my way. I'm starting savings late, at 37, but she was very helpful and said that 37 is better than 47, or 57! She even offered to help get my bills in order once my credit rating goes up a few points. They go the extra mile because they do care. Thank you!
Jason W.
Jason W.
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I have been a member of Chattanooga First Federal Credit Union for about five years, and it is the greatest financial institution I've ever experienced. When I started with Chattanooga First, I was in the process of rebuilding credit and needed an extensive amount of handholding. Not only did I get the advice and counseling I needed, they were willing to walk me through the processes to improve my situation. They cared about me, and I never sensed I was bothering them. Some of my concerns were intricate, and I needed the time they freely gave me. Several years later, my credit score is back about 700 and I just closed on a house with Chattanooga First. They also have my auto note of four years, and have done more for me than I can ever express. Chattanooga First is the epitome and a golden example of the credit union concept, a movement which began a century ago to service the needs of individuals and families in a truly cooperative manner. I tell the staff of Chattanooga First how much I appreciate them regularly. I'm just one member, but I feel as though my issues matter to every rep to whom I speak and with whom I do business. There is no possible way I could have accomplished this much without Chattanooga First Federal Credit union, and I say this from the bottom of my heart. They are a key part of my plan to keep my financial life stable, growing and backed up by the best information and services available to me. They have the ability to make decisions locally. Customer service, to me, has been extraordinary.
Erin K.
Erin K.
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I LOVE my Credit Union. I get the best service I've ever gotten anywhere. Very responsive to questions I've had. Just did a ReFi and it went smooth as silk. I also have my auto loan there. I would highly recommend CFFCU.
Leah W.
Leah W.
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I've been a member here for 12 years and my dad for 30. They have always help us.

We look forward to welcoming you as a member!

Since 1961, we’ve been providing the Chattanooga community with banking solutions that work for our members, not for Wall Street.
Joining Chattanooga First Federal Credit Union means you’re a member and a part owner of our business. We decide together what’s best for all of our members.

We offer valuable services and products like online banking, checking accounts, savings accounts, debit and ATM cards, IRAs, Certificates, and more. We also have partnerships that allow us to offer our members specials on cell phone plans, insurance, and student loans.

To learn more about our credit union in Chattanooga, TN, please call (423) 267-7621 or send us a message by email

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